Business Mortgages

Finding property finance for your business can be a challenging process, especially with so many lenders in today’s market place. Our enhanced KYL (Know Your Lender) process ensures we understand the in-depth criteria that lenders work to and hence allows us to immediately undertake all due diligence to make it easy for our lenders to underwrite your application.

Typical Lending Requirements: Purchase, refinance, low rates, flexible repayment options, reduced or no guarantees, interest only, retained interest, high loan to values, releasing equity, short-term loans, adverse credit, previous bankruptcies, 2nd charge, commercial refurbishment and extensions.

Types of Property: Mortgages for shops, retail parades, shopping centres, hotels, guest houses, bed & breakfast, restaurants, take aways, cafés, offices, serviced offices, industrial units, warehouses, care homes, pubs, holiday parks, golf courses and nurseries to name a few.

Link to our rates guide:

Download our expert guide: Mortgages for Trading Business – PDF Download

View our process map

Looking for in-depth information about Specialist Property Finance?

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Being armed with all the relevant information at the outset.


Providing the highest standard of service for both our clients and lenders.

Long Term

Ensuring that the long-term goals of our clients are at the heart of everything we do.


Utilising our experience & relationships together with technology to improve the journey of our customers.

© 2018-2020 - Napex Finance Limited
Napex Finance Ltd is registered in England and Wales No. 11595149. Registered Office: 78 Loughborough Road, Quorn, Leicestershire, LE12 8DX All rights reserved. Napex Finance Ltd is authorised and regulated by the Finance Conduct Authority (FCA) No. 827051. The FCA does not regulate some mortgage contracts.