We offer relationships with banks and building societies and span all the way through challenger banks, specialist lenders and a growing number of peer-to-peer lenders too. Therefore, our solutions cover loans that fall outside of the normal BTL (Buy-to-Let) criteria that your traditional mortgage brokers would offer.
Typical Lending Requirements: Purchase, refinance, BTL finance, portfolio finance (multiple units), low rates, investment loans for large houses/flats, low yielding properties, rental shortfalls finance, blocks of flats, refurb to let, short leaseholds, Airbnb, HMO (houses with multiple occupants), holiday lets, high loan to value, transferring properties to a limited company, limited company BTL, limited liability partnership BTL (LLP), expat finance, overseas investor, offshore companies, interest only, retained interest, refurb to let, 2nd Charge BTL, no minimum income requirements, no debenture, new build flats, flying freeholds, short leaseholds, flats above commercial premises, DSS tenants, ex-local authority properties, first time landlords, flats below 30 square meters, non-standard construction including timber or concrete framed buildings, below market value purchases, older landlords, remortgage within 6 months, gifted deposits and defective or poor remarks on a valuation to name a few.
Link to our rates guide: http://napexfinance.co.uk/property-finance/rates-guideline/
Download our expert guide: Buy to Let and Specialist Residential – PDF Download