Refurbishment, Extension & Conversion Finance

We specialise in supporting investors purchasing and refurbishing properties. Works may be light through to heavy structural works, extensions and conversion.

Depending on your requirements we can source finance up to 75% of the gross development value.

We have specialist tools to help appraise your project at the start to help outline which lenders will consider your project.

If you’re refurbishing to let, we can also secure the refinance at the beginning to give you confidence in your exit.

Typical Lending Requirements:

  • Conversion to a house in multi occupation (HMOs) C3 small HMOs and C4 sui generis HMOs.
  • Commercial conversion to semi commercial with either flats added or conversion to HMO.
  • Commercial to residential (single and multiple units)
  • Light through to heavy refurbishment.
  • Large Scale commercial to residential.
  • Purchase with refurbishment and extension followed by sale of unit.
  • Pre-agreed refinancing onto a longer term finance upon practical completion.
  • Adding additional storeys and air rights.

Looking for in-depth information about Specialist Property Finance?

Download our product guides covering bridging loans, buy-to-let, specialist fincance, development finance and much more...


Being armed with all the relevant information at the outset.


Providing the highest standard of service for both our clients and lenders.

Long Term

Ensuring that the long-term goals of our clients are at the heart of everything we do.


Utilising our experience & relationships together with technology to improve the journey of our customers.

© 2018-2021 - Napex Finance Limited
Napex Finance Ltd is registered in England and Wales No. 11595149. Registered Office: 78 Loughborough Road, Quorn, Leicestershire, LE12 8DX All rights reserved. Napex Finance Ltd is authorised and regulated by the Finance Conduct Authority (FCA) No. 827051. The FCA does not regulate some mortgage contracts.