About NapeX Finance

About NapeX Finance – The Services We Provide

As a specialist property, real estate and business finance brokerage, we are experts in our field. We find our clients the best financial rates available to support what they need, as well as guiding them through any complexities. We become a team of trusted advisors for our clients.

Because we cover a wide variety of brokerage services, we enjoy working with a wide variety of lenders. They range from highstreet banks and dedicated commercial finance providers, through to private lenders, mezzanine financiers, equity providers and peer-to-peer lenders.

The Importance of Knowing Your Lender

At NapeX Finance, we believe it is essential to ‘Know Your Lender’ including how they are funded, and their ability to support what our clients need. For more information, take a look at our Know Your Lender section. 

The NapeX Finance Team

Our seasoned team consists of highly experienced ex-lenders, relationship managers, and qualified brokers. With over 34 years of experience working on the ‘other side’ we can ensure any engagement with our clients is ‘Powered by Knowledge’. This knowledge, not only gives our clients an unrivalled insight into the lenders and their processes, it allows us to foresee and overcome potential obstacles.

With our first-hand experience both in sales and credit – the two sides of a lending business – we have diverse relationships with lenders that have helped us achieve a proven track record of delivering for our clients, with minimal delays along the way.

Interested to know more …

If you would like to know more about NapeX Finance, contact us today and we will be happy to help.

What we do for our clients:


Having worked up to senior levels in the lending market, we have the benefit of knowing how the lenders think, together with having the right relationships at the highest levels across our lending panel.


Having worked ‘for the other side’ we understand how lenders model debt, and stress test the loans accordingly. We apply these tests prior to submitting your loan to make sure we approach the right lenders at the outset therefore increasing success.


Our clients come to us for our experience of working with lenders and our ability to help negotiate terms, covenants, legal requirements and to deliver complex finance requirements.


Our business is built organically on repeat long-term clients. We believe in honesty and disclose at the outset the lenders we will approach, and why.


Our inhouse debt models allow us to assess the viability of our client’s proposition, to consider the various forms of finance available before presenting to lenders.


We build a fully comprehensive, professional proposition to present to the lenders to drive competition amongst them on leverage, price and structure.


We continuously work together with our clients to ensure their needs are met, bringing in new lenders to compliment or replace any existing relationships when needed.


Lenders have set appetites on criteria and property types. With our experience and varied panel, we can give our clients access to a whole range of different lenders financing all types of property and commercial needs.


We help our clients along their journey and are invested in their futures. We always have their long-term interests at the heart of what we do.

Latest Insights from NapeX Finance


Navigating the Evolving HMO Investment Landscape

The popularity of HMOs is continuing to grow. We’re sharing how the market is evolving, and some of our more recent learnings from a HMO investor point of view.


NapeX Finance Monthly Update – April 2024

Taking a look back over the previous month, with all we have worked on, to share the most recent developments and news from the finance industry.


Exclusive Bridging Product

We have been working with Specialist Bridging Lenders to help them further understand the current market, and where products need to be. We now have an exclusive new Bridging Product we can share.


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