Regulated Mortgages

What are Regulated Mortgages?

Regulated Mortgages are in simple terms, a contracted loan that is secured by a charge over a residential property. That property is often lived in by the person taking out the loan, or by a family member. The properties are owned in the personal name of whoever took out the mortgage.

Unregulated mortgages or loans are when the property is used for corporate entities, those that the owner is not intending to live in as their home. They are not overseen by the Financial Conduct Authority (FCA).


At NapeX Finance, we have selected to specialise in Unregulated Mortgages, however we can still offer Residential and Regulated Mortgage services to our clients, via our highly recommended 3rd party broker panel.

If you would like to be put in touch with one of those brokers, please contact us and let us know. We’ll pass on your details and they will be in touch.

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